Better money management begins with knowledge. Gain greater understanding of the options available to you through IBC.
Retirement planning has been a specialist area for IBC since the beginning. Our professional links mean we can offer you options to suit your lifestyle now and in the future[…]
Retirement planning has been a specialist area for IBC since the beginning. Our professional links mean we can offer you options to suit your lifestyle now and in the future.
How retirement looks is ever-changing and what people choose to do upon retirement now, won’t necessarily be the same as what they choose in 30 or even 10 years’ time. IBC goes one step beyond planning for the retirement goals you have in mind, making sure you have plans for every eventuality so even if your goals ultimately do change, you can still make the very most of your retirement when the time does come.
We work closely with a host of partners to give you a wide range of options, including funding and remuneration strategies; phased retirement options; lifetime annuities; defined benefit advice; and much more.
Our team members will work with you and the people you want to be involved in the process, to ensure whatever plans you make, they deliver peace of mind for you and your loved ones.
As an individual, your choices are unique so your retirement will be too, and IBC will be on hand to make sure every detail of your retirement meets every requirement you have as an individual.
Managing your money also means managing your money in preparation for the future. Our pensions advice is renowned for ensuring people feel comfortable with what’s next[…]
Managing your money also means managing your money in preparation for the future. Our pensions advice is renowned for ensuring people feel comfortable with what’s next.
Our experience in the field of pensions is rarely matched. IBC takes a refreshing approach to pensions by evaluating not just what your pension goals are but by getting to grips with why you have those goals in the first place.
We will help you plan by offering pension advice to ensure you are making the right contributions to suit your current and potential future lifestyle, while remaining as tax efficient as possible and ensuring the people who matter most to you are also an important part of your planning.
From pension investment strategies to pension fund consolidation options, our personalised advice covers the complete spectrum of choices available to you, to ensure your pension plan is in the best shape possible.
Whether you want to save or invest, making the right choice to suit your circumstances will depend on a careful balance between risk and reward[…]
Whether you want to save or invest, making the right choice to suit your circumstances will depend on a careful balance between risk and reward.
Your approach to risk and your awareness of it matters most when it comes to investments. At IBC, we take the right steps to ensure you make a decision that suits you by evaluating what risks you are comfortable taking.
We will ensure your portfolio of investments is as diverse as possible to reduce potential risk, and we will advise on all the taxes potential investments will be subject to, so you find the best investment vehicle to reach the goals you have in mind.
For savings, IBC will discuss all of the options available to you, helping you to evaluate your current financial planning – covering the incomings and outgoings that matter most – so you can save on a schedule that suits you.
IBC will also get to know your circumstances so your savings plan factors what you have now, what you’re saving for, and who might be affected.
Whether it’s the intricacies of inheritance tax law, or an assessment of the products available, IBC will help you ensure that the transition of wealth from one generation to another is a smooth one. By involving both you and the people most important to you in the conversation, we’ll help ensure peace of mind[…]
Whether it’s the intricacies of inheritance tax law, or an assessment of the products available, IBC will help you ensure that the transition of wealth from one generation to another is a smooth one. By involving both you and the people most important to you in the conversation, we’ll help ensure peace of mind.
Successful tax planning will ensure the wealth you have now is available for those you care about when the time comes.
By imparting the knowledge of current tax thresholds and the existing allowances provided from the government, we will help you develop an inheritance plan that is right for you and for the loved ones you would like to benefit.
With a team that spans the ages of 19 to 69, we will also be able to offer you rare insight into the generation you may be wanting to pass your wealth on to, so the options available to you have been scrutinised across multiple generations of experts.
From financial gift options to trusts, IBC will shine a light on the paths available to, ensuring a smooth transfer of wealth from one generation with dynamic and innovative solutions.
For you and your family, IBC offers financial planning that will help you stay in control across the generations, so you have the peace of mind that the next and even the previous generation of your family are in good hands.
21stCentury healthcare means we’ve never been healthier but that also means our planning has never involved this many generations.
Just like you, every member of the IBC family has their own intergenerational plans to consider – and with a team that spans the ages of 19 to 69, we’re well placed to offer you the insights you have been looking for, whether your financial plan needs to include a child, a parent, a grandparent or even a great grandparent.
ISAs, pensions, inheritance and investments represent only a select few of the categories our team is ready to advise on.
Everyone is different – and so the solutions we offer are different too. Tailored to factor in your specific requirements and provide financial planning solutions that deliver for you, for your family, and for your future.